US Hub

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This page refers to payments instructed from the US Hub

The cut-off times refer to EST operating hours, Monday to Friday, unless specified otherwise, aligned with the applicable Daylight Saving Time.

T+0 means that payments instructed before the cut-off time are delivered on the same day. T+1 means that they are delivered on the next business day. T+2 means that they are delivered two business days later.

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All payments are subject to rules. For more information, see Rules.

US domestic payments coverage

A payment is classified as "domestic" when the currency is sent to its country of origin (e.g. USD to the US), and Vitesse maintains a local bank or partner relationship to process the payment via the country’s domestic payment network.
By utilising our domestic payment network, the full value of the payment is delivered without any deductions by correspondent or intermediary banks.

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Core currencies are listed in bold and are included in your contract. To enable further currencies, speak to your Relationship Manager.

1. Includes Crown Dependencies. The maximum transaction amount is £1,000,000.
2. This route currently requires manual processing by the UK team. There might be a delay in the service provided — the settlement time above does not account for this manual processing.

   • The transactions will originate in the US, but are processed in the EU.

   • Address in a structured format is mandatory for EUR, as well as for any other scheme and currency supported in the US.

   • This currency is disabled by default for all Merchants, and requires Vitesse approval before enabling.

   • Vitesse must be notified in advance to handle volumes and funding.

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Address in a structured format is mandatory for all payments. See Mandatory structured recipient address format.

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Some of these currencies require bank codes. See Bank codes.