Payment coverage by hub

A Vitesse hub is the regional environment where your accounts are held and your payments are processed.

Each hub is aligned to a specific geography and includes:

  • A local Vitesse entity
  • Local banking partners
  • Access to domestic payment schemes
  • Region-specific processing and reporting

The hub determines how your payments are executed, including:

  • Whether a payment is processed domestically or via SWIFT
  • Available payment methods, currencies, and routes
  • Cut-off times and delivery speed

How hubs affect payments

The hub your account sits in directly impacts currency and payment coverage, including supported currencies, destinations, and payment routes.

  • Payments processed within a hub can use domestic payment rails, which are typically faster and more consistent
  • Payments routed outside the hub may use international rails, which can involve longer processing times and additional formatting constraints

Vitesse hubs

Vitesse operates the following hubs:

Each hub topic includes:

  • Domestic and SWIFT payment coverage
  • Supported destinations
  • Cut-off times and expected delivery
  • Route-specific notes and exceptions

How to identify your hub

You can see which hub your account is in directly within Vitesse.

Vitesse online

Your hub is indicated by the flag displayed next to your username in the top right corner of the screen.

Merchant Administration System (MAS)

Your hub is indicated by the flag displayed in the top left corner, alongside your environment (for example, production).

Calculating payment delivery timing

Payments are delivered to the recipient on the value date, which depends on:

  • Processing location (hub)
  • Payment route
  • Cut-off times
  • FX timing

Settlement follows standard conventions:

  • T+0 means same-day settlement
  • T+1 or T+2 means settlement occurs one or two business days later