Fund pooling

Fund pooling allows you to manage funds centrally across multiple payment accounts.

Instead of funding each account individually, payment accounts are linked to a shared funding account that acts as a central reserve.

Why use fund pooling

Fund pooling simplifies treasury and operational management for organisations with large numbers of accounts.

Finance teams can monitor and manage a single central balance rather than maintaining funds across multiple accounts.

This reduces operational overhead, simplifies reconciliation, and provides greater visibility over available funds.

Create a funding account.
Link payment accounts to the funding account.
When payments are made, the linked payment accounts draw funds from the central reserve.
The linked payment accounts do not hold balances.

A business operating across multiple regions may manage more than 100 payment accounts.

With fund pooling enabled, the finance team can oversee funding centrally, while continuing to operate payments through individual accounts.